{"id":478,"date":"2026-10-27T12:35:30","date_gmt":"2026-10-27T12:35:30","guid":{"rendered":"https:\/\/enekonomi.com\/?p=478"},"modified":"2026-10-27T12:35:36","modified_gmt":"2026-10-27T12:35:36","slug":"ev-sahibi-olmak-isteyenler-dikkat-5-buyuksehirde-fiyatlar-karsilastirildi","status":"publish","type":"post","link":"https:\/\/enekonomi.com\/?p=478","title":{"rendered":"Ev sahibi olmak isteyenler dikkat! 5 b\u00fcy\u00fck\u015fehirde fiyatlar kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131"},"content":{"rendered":"\n
Konut fiyatlar\u0131ndaki y\u00fckseli\u015f ve kredi faizleri, ev sahibi olmay\u0131 her ge\u00e7en g\u00fcn daha da g\u00fc\u00e7le\u015ftiriyor. T\u00fcrkiye’nin be\u015f b\u00fcy\u00fck \u015fehrinde yap\u0131lan hesaplama, 100 metrekarelik bir ev sat\u0131n alabilmek i\u00e7in gereken ayl\u0131k geliri ortaya koydu. CNN T\u00fcrk yay\u0131n\u0131nda payla\u015f\u0131lan verilerde \u015fehirler aras\u0131ndaki fark dikkat \u00e7ekerken s\u0131ralamada beklenmedik bir sonu\u00e7 da \u00f6ne \u00e7\u0131kt\u0131.<\/p>\n\n\n\n
Artan konut fiyatlar\u0131 ve y\u00fcksek kredi faizleri, ev sahibi olmak isteyenlerin kar\u015f\u0131s\u0131na ciddi bir maliyet \u00e7\u0131kar\u0131yor. T\u00fcrkiye’nin be\u015f b\u00fcy\u00fck \u015fehrinde yap\u0131lan hesaplama, 100 metrekarelik bir konutu krediyle sat\u0131n alabilmek i\u00e7in gereken ayl\u0131k hane gelirini ortaya koydu. CNN T\u00fcrk’te payla\u015f\u0131lan verilerde \u015fehirler aras\u0131ndaki b\u00fcy\u00fck fark dikkat \u00e7ekerken bir ilin Ankara ve \u0130zmir’i geride b\u0131rakmas\u0131 s\u0131ralaman\u0131n s\u00fcrprizi oldu.<\/p>\n\n\n\n
T\u00fcrkiye’nin be\u015f b\u00fcy\u00fck \u015fehrinde konut sahibi olman\u0131n maliyeti, 100 metrekarelik ortalama bir daire ve 120 ay vadeli konut kredisi esas al\u0131narak hesapland\u0131. Ortaya \u00e7\u0131kan rakamlar, \u015fehirler aras\u0131nda hem ev fiyatlar\u0131 hem de kredi kullanabilmek i\u00e7in gereken hane geliri bak\u0131m\u0131ndan \u00f6nemli farkl\u0131l\u0131klar bulundu\u011funu g\u00f6sterdi.<\/p>\n\n\n\n<\/figure>\n\n\n\n
En d\u00fc\u015f\u00fck maliyetli \u015fehir Bursa olurken listenin en \u00fcst s\u0131ras\u0131nda \u0130stanbul yer ald\u0131.<\/p>\n\n\n\n
\u015eehirlere g\u00f6re ortalama konut fiyatlar\u0131, ayl\u0131k kredi taksitleri ve gerekli hane gelirleri \u015f\u00f6yle s\u0131raland\u0131:<\/p>\n\n\n\n
Bursa: Ortalama konut fiyat\u0131 4,2 milyon TL. Ayl\u0131k kredi taksiti 115 bin TL, gerekli hane geliri 287 bin TL.<\/p>\n\n\n\n
Ankara: Ortalama konut fiyat\u0131 4,9 milyon TL. Ayl\u0131k kredi taksiti 132 bin TL, gerekli hane geliri 331 bin TL.<\/p>\n\n\n\n
\u0130zmir: Ortalama konut fiyat\u0131 5,7 milyon TL. Ayl\u0131k kredi taksiti 137 bin TL, gerekli hane geliri 344 bin TL.<\/p>\n\n\n\n
Antalya: Ortalama konut fiyat\u0131 5,9 milyon TL. Ayl\u0131k kredi taksiti 142 bin TL, gerekli hane geliri 355 bin TL.<\/p>\n\n\n\n
\u0130stanbul: Ortalama konut fiyat\u0131 9 milyon TL. Ayl\u0131k kredi taksiti 190 bin TL, gerekli hane geliri 475 bin TL.<\/p>\n\n\n\n
Verilere g\u00f6re \u0130stanbul’da konut kredisi kullanabilmek i\u00e7in gereken ayl\u0131k gelir, Bursa’ya k\u0131yasla yakla\u015f\u0131k 1,7 kat daha y\u00fcksek. \u0130ki \u015fehir aras\u0131ndaki ortalama konut fiyat\u0131 fark\u0131 ise 4,8 milyon liraya ula\u015f\u0131yor.<\/p>\n\n\n\n
ANTALYA KONUT F\u0130YATLARINDA \u0130K\u0130 B\u00dcY\u00dcK\u015eEHR\u0130 GER\u0130DE BIRAKTI<\/strong><\/h2>\n\n\n\n
Ara\u015ft\u0131rman\u0131n dikkat \u00e7eken sonu\u00e7lar\u0131ndan biri Antalya’n\u0131n Ankara ve \u0130zmir’den daha y\u00fcksek konut fiyatlar\u0131na sahip olmas\u0131 oldu. CNN T\u00fcrk yay\u0131n\u0131nda verileri de\u011ferlendiren gayrimenkul uzman\u0131 \u015eenay Ara\u00e7, Antalya’daki fiyat art\u0131\u015f\u0131nda pandemi sonras\u0131nda ya\u015fanan g\u00f6\u00e7 hareketlili\u011finin ve yabanc\u0131lar\u0131n konut al\u0131mlar\u0131n\u0131n etkili oldu\u011funu belirtti.<\/p>\n\n\n\n
Antalya’n\u0131n konut piyasas\u0131nda \u0130stanbul’la yar\u0131\u015fan bir \u015fehir haline geldi\u011fini ifade eden Ara\u00e7, hesaplamada kullan\u0131lan fiyatlar\u0131n kentteki en uygun seviyeleri yans\u0131tt\u0131\u011f\u0131n\u0131 s\u00f6yledi. Uzman, baz\u0131 b\u00f6lgelerde \u0130stanbul’a yak\u0131n fiyatlarla kar\u015f\u0131la\u015f\u0131labildi\u011fine dikkat \u00e7ekti. \u015eehirler aras\u0131ndaki fiyat farkl\u0131l\u0131\u011f\u0131n\u0131n temelinde ise in\u015faat maliyetlerinden \u00e7ok konum ve arsa de\u011ferlerinin bulundu\u011funu vurgulad\u0131. Ara\u00e7’a g\u00f6re \u0130stanbul, Ankara ve Bursa’da benzer nitelikteki bir konutun yap\u0131m maliyeti b\u00fcy\u00fck \u00f6l\u00e7\u00fcde ayn\u0131 olsa da arsa fiyatlar\u0131n\u0131n de\u011fi\u015fmesi, sat\u0131\u015f bedelleri aras\u0131ndaki fark\u0131 belirliyor.<\/p>\n\n\n\n<\/figure>\n\n\n\n
\u0130STANBUL’DA EV ALMAK \u0130\u00c7\u0130N 475 B\u0130N TL GEL\u0130R GEREK\u0130YOR<\/strong><\/h2>\n\n\n\n
Hesaplamada en y\u00fcksek rakam\u0131n ortaya \u00e7\u0131kt\u0131\u011f\u0131 \u0130stanbul’da, ortalama 9 milyon liral\u0131k bir konutu 120 ay vadeli krediyle sat\u0131n alabilmek i\u00e7in ayl\u0131k 475 bin liral\u0131k hane geliri gerekiyor. Gayrimenkul uzman\u0131 \u015eenay Ara\u00e7, s\u00f6z konusu rakamlar\u0131n bankalar\u0131n kredi de\u011ferlendirmesinde dikkate ald\u0131\u011f\u0131 gelir ko\u015fullar\u0131n\u0131 yans\u0131tt\u0131\u011f\u0131n\u0131 belirtti. Bir hanede d\u00f6rt ki\u015finin \u00e7al\u0131\u015fmas\u0131 durumunda bile bu gelir seviyesine ula\u015fman\u0131n olduk\u00e7a g\u00fc\u00e7 oldu\u011funu ifade eden Ara\u00e7, mevcut ko\u015fullar\u0131n kredi kullanarak ev sahibi olmak isteyenler a\u00e7\u0131s\u0131ndan ciddi bir engel olu\u015fturdu\u011funu s\u00f6yledi. Uzman, y\u00fcksek kredi tutarlar\u0131 ve faiz maliyetleri nedeniyle vatanda\u015flar\u0131n \u00e7o\u011funlukla konut bedelinin \u00f6nemli b\u00f6l\u00fcm\u00fcn\u00fc birikimleriyle kar\u015f\u0131lad\u0131\u011f\u0131n\u0131, kalan tutar i\u00e7in ise daha d\u00fc\u015f\u00fck miktarl\u0131 kredilere y\u00f6neldi\u011fini dile getirdi.<\/p>\n\n\n\n
BANKA KRED\u0130S\u0130NE ALTERNAT\u0130F OLARAK M\u00dcTEAHH\u0130T TAKS\u0130TLER\u0130 \u00d6NE \u00c7IKIYOR<\/strong><\/h2>\n\n\n\n
Y\u00fcksek konut kredisi faizleri, ev sat\u0131n almak isteyenleri farkl\u0131 \u00f6deme y\u00f6ntemlerine y\u00f6nlendiriyor. \u015eenay Ara\u00e7, \u00f6zellikle orta gelir grubundaki vatanda\u015flar\u0131n alternatif finansman modellerini ara\u015ft\u0131rd\u0131\u011f\u0131n\u0131 belirterek kat\u0131l\u0131m finansman\u0131 sistemlerinin ve bankalar\u0131n yan\u0131 s\u0131ra in\u015faat firmalar\u0131n\u0131n sundu\u011fu \u00f6deme se\u00e7eneklerine de ilgi g\u00f6sterildi\u011fini aktard\u0131. Baz\u0131 m\u00fcteahhitlerin kendi b\u00fcnyelerinde olu\u015fturduklar\u0131 finansman modelleriyle konut sat\u0131\u015flar\u0131n\u0131 ger\u00e7ekle\u015ftirdi\u011fini ifade eden Ara\u00e7, bu firmalar\u0131n y\u00fczde 25 pe\u015finat kar\u015f\u0131l\u0131\u011f\u0131nda 60 aya kadar taksit imk\u00e2n\u0131 sunabildi\u011fini s\u00f6yledi. Bu y\u00f6ntemlerin banka kredilerine g\u00f6re daha uygun ko\u015fullar i\u00e7erebildi\u011fini belirten uzman, \u00f6deme planlar\u0131n\u0131n firmadan firmaya de\u011fi\u015febilece\u011fine i\u015faret etti.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut fiyatlar\u0131ndaki y\u00fckseli\u015f ve kredi faizleri, ev sahibi olmay\u0131 her ge\u00e7en g\u00fcn daha da g\u00fc\u00e7le\u015ftiriyor. T\u00fcrkiye’nin be\u015f b\u00fcy\u00fck \u015fehrinde yap\u0131lan hesaplama, 100 metrekarelik bir ev sat\u0131n alabilmek i\u00e7in gereken ayl\u0131k geliri ortaya koydu. CNN T\u00fcrk yay\u0131n\u0131nda payla\u015f\u0131lan verilerde \u015fehirler aras\u0131ndaki fark dikkat \u00e7ekerken s\u0131ralamada beklenmedik bir sonu\u00e7 da \u00f6ne \u00e7\u0131kt\u0131. Artan konut fiyatlar\u0131 ve y\u00fcksek […]<\/p>\n","protected":false},"author":2,"featured_media":479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[80,68,51],"class_list":["post-478","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomi","tag-ankara","tag-bursa","tag-konut"],"yoast_head":"\n
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